Valentine’s Day, whether you love it or not, celebrate it or are against, has arrived once again. But for many, Valentine’s Day can be a reminder of past loves, loves that got away, or stolen loves. Whether you are in cupid’s good graces or you have let you love credit run dry, this Valentine’s Day why not focus on you and your business. Especially if the love realm is not the only area where you aren’t winning in the credit department. eBusiness Funding wants to help you find the right type of business loans for bad credit. This way next Valentine’s Day you can not only improve your credit score but also your credit with cupid!

As business owners ourselves, we know what it is like to have a few hiccups along the way. We have been through the startup process and gotten through it. But we understand that no one is perfect and we don’t expect our customers to be perfect. That is why when people ask us how to get a business loan with bad credit we have an answer ready. We suggest to them to consider alternative funding options as they build back up their credit score.

So what is an alternative funding provider? When we say alternative funding providers, we are talking about companies that will lend, advance, or give a business the money without all the regulations that traditional funding sources require. These products typically can get you the money faster and with fewer requirements. One of those products is a merchant cash advance. This is what we offer to our customers when they need funding fast!

Why a merchant cash advance?

There are several reasons if you are searching for business loans with bad credit a merchant cash advance can be right for you and they include:

High Credit Scores are Not a Requirement

A credit score is not used as a requirement to get funding through eBusiness. We know business owners have made mistakes, especially those who are just starting up a business. We don’t want that to be the reason you do not have the cash you need. Whether you are looking to cover payroll for the week or fund your next expansion. Instead, we are here to make sure all your dreams come true when it comes to your business. After all, we won’t break your heart like your last Valentine!

No Collateral Required

We will never ask you to put any of your personal or business assets up against your merchant cash advance. Although we have no collateral against your advance, that does not mean you are not required to pay us back.

Fast Funding

When we say fast, we are talking approval notifications within 24 hours of an application. With traditional funding providers getting someone to call you back to set up an appointment can be a pain. We are not evening mentioning how long you may be waiting to hear back if you have been approved for your funding request. After you hear that you have been approved for our funding, we get the ball rolling on getting the money deposited into your bank account right then. This process takes three days due to the regulations tied to bank accounts.

No Business Plan

Traditional funding providers generally ask for a detail business plan that highlights how you plan on growing the company over the next three to five years. At the end of the day, this is something you as a business owner should have but it is not a requirement to apply for our cash advance.

We know that if you can meet our two simple requirements then you should have no problem paying us back the funding we advance you. For banks, this business plan is used to be the deal maker or breaker in getting you the loan. To financial institutions, this plan is the way they will know if you are a good bet or a bad one. We don’t think this is necessarily right. How can a piece of paper say if you are a good business or a bad one? Plus, we know that most of our customers are out generating business during the work day. When are they supposed to have time to put together a detailed business plan while still running their day-to-day operations and making money?

Sound like this is the right kind of relationship to get into this Valentine’s Day? The next step is making sure you meet our two simple requirements.

The Requirements:

• You have been open for official business for at least six months
• You are generating at least $10,000 a month in revenue

If you can meet those two simple requirements, we want to be your Valentine! Trust us, it is an easier than booking a last-minute Valentine’s dinner reservation.